Author: Hammad

If I could get paid to talk all day, I’d be one happy (and wealthy) person. I used to joke about this until a friend introduced me to consulting – a term I soon associated with my new roles as a blogging and money coach. However, my journey took an unexpected turn when I discovered the lucrative realm of voice-over acting. In this article, my friend Carrie, who is excelling in voice acting, shares her experiences, tips, and the exciting financial aspects of this unique side hustle. In a remarkable four-month journey, I immersed myself in an entirely new industry,…

Compounding is a magical force in the world of finance, turning small amounts into substantial wealth over time. One of the most compelling illustrations of compounding’s power is the thought experiment of doubling a penny every day for a month. While it might seem like a trivial exercise, the results are astonishing and provide valuable insights into the importance of patience and consistency in building wealth. Compounding Journey To embark on this compounding journey, imagine starting with just a single penny. On the first day, you double it, so you have two cents. On the second day, you double that…

Recently, Consumerism brought attention to what seems like a significant development – USAA, once exclusively available to the military community, is now accessible to the general public. While Consumerist unveiled this information, A Twitter user hinted that this change might have been in effect for a while. Regardless, upon checking the USAA website, the revelation holds, marking a potential game-changer for non-military individuals seeking financial services. USAA Membership Requirements & Access Although non-military individuals won’t have access to the full array of services, the offerings are extensive enough to make a substantial impact. If dissatisfied with current financial arrangements, accessing…

Introduction If you’ve ever wondered about those independent Christmas tree sellers on the roadside and how much they make, you’re in for a treat. In this guide, we’ll explore the potential of turning the holiday spirit into a profitable side hustle by selling Christmas trees. This festive venture can not only bring joy to your customers but also fill your pockets with extra holiday cheer. The Genesis of the Christmas Tree Business The idea of selling Christmas trees as a side hustle emerged during a conversation about additional income streams. Inspired by the success of a distant relative who earned…

Allowance for children is a topic that sparks diverse opinions. Some argue that allowances should be tied to chores, emphasizing the importance of earning money through contributions to the household. On the other hand, there’s a contrasting perspective, asserting that allowance should be unconditional, detached from chores, to instill the idea that specific responsibilities are inherent to being part of a family. Regardless of the approach, the overarching goal is cultivating children’s money management skills. While high schools now offer financial literacy courses, the foundation for sound financial habits is best laid early on; according to a 2016 American Institute…

Crowdfunding has become a potent means of raising funds for various projects and ventures for individuals facing unexpected and potentially devastating emergencies, especially those related to medical expenses. The National Opinion Research Center (NORC) at the University of Chicago found that approximately 20 million Americans have initiated crowdfunding campaigns to cover medical bills for themselves or someone they know. In an increasingly interconnected world, where community support can transcend geographical boundaries, crowdfunding has become a viable solution for those in urgent need. Navigating the Crowdfunding Landscape However, with hundreds of crowdfunding platforms available, choosing the right one is crucial to…

Chase Private Client (CPC) is an exclusive banking relationship designed for individuals possessing a minimum of $150,000 in liquid assets. Let’s delve into this preferred membership’s distinctive features and potential considerations. Unlocking the Door: Requirements for Chase Private Client Membership To secure Chase Private Client membership, individuals must uphold an average daily balance of at least $150,000 across eligible Chase deposit and investment accounts. Although the membership is technically invitation-only, clients nearing this balance threshold receive an invitation. A Lucrative Start: Account Opening Bonus for CPC Members New CPC members can receive an account opening bonus of up to $3,000…

Choosing to Share: The Decision to Donate A few years ago, my book collection surpassed its allotted shelf space, prompting the need for a strategic downsizing. Our family, coincidentally gearing up for a cross-town move, seized the chance to contribute numerous hardcover and paperback books with tax-exempt status to local charities. This is due to the federal tax deduction available for qualifying contributions. decluttered our space and had financial benefits, While the Tax Cuts and Jobs Act has altered the landscape of income tax deductions, making the standard deduction more appealing for many, the intrinsic value of donating items to…

The advent of debit cards and cash-transferring services has undoubtedly changed how we handle transactions, making traditional checks seem like a relic of the past. However, understanding how to write a check is still valuable, as some entities and individuals prefer this payment method. For instance, landlords often request rent checks due to the paper trail they provide and the associated fees with credit and debit cards. Ensuring everything is accurate to avoid potential issues when writing a check. Writing a check might seem easy, but you must ensure everything runs smoothly. This guide will delineate writing a check into…

In the digital era, numerous legitimate avenues exist to acquire free PayPal funds, offering individuals opportunities to enhance their income or strive towards particular financial objectives. By engaging in straightforward tasks on various online platforms, users can accumulate points or cash that can be redeemed through PayPal. Below, we’ll explore 11 trustworthy avenues, ensuring individuals can navigate these opportunities with dedication and perseverance. 1. Branded Surveys Branded Surveys stands out as a platform that rewards users with points for completing online surveys and polls. Branded Surveys are quick and easy surveys that take 5 to 20 minutes to complete. They…