The article provides a comprehensive list of bank promotions and bonus offers for January 2024. It outlines various banks offering cash bonuses for opening new accounts, including both checking and savings accounts. The promotions vary in terms of bonus amounts, requirements, and expiration dates. Here is a summary of some of the featured bank promotions:
BMO Relationship Checking:
- Bonus: $400
- Requirements: $7,500 in qualifying direct deposits in the first 90 days
- Expiration: May 3, 2024
BMO Smart Advantage Account:
- Bonus: $250
- Requirements: $4,000 in qualifying direct deposits in the first 90 days
- Expiration: May 3, 2024
Citi® Enhanced Direct Deposits:
- Bonus: $300
- Requirements: Earn a $300 cash bonus with required activities
- Expiration: July 8, 2024
Bank of America Advantage Banking:
- Bonus: $200
- Requirements: See the offer page for more details
U.S. Bank Smartly® Checking:
- Bonus: Up to $800
- Requirements: Qualify Direct Deposits and enroll in Online Banking or the U.S. Bank App
- Expiration: March 12, 2024
Chase Total Checking®:
- Bonus: $300
- Requirements: Qualifying Direct Deposit
- Expiration: April 17, 2024
PNC Virtual Wallet:
- Bonus (up to): $400
- Requirements: $500+ Direct Deposit
- Expiration: February 29, 2024
Discover® Online Savings Account:
- Bonus (up to): $200
- Expiration: March 14, 2024
Fifth Third Momentum® Checking:
Bonus: $325
Requirements: Direct deposits of $500 within 90 days
Expiration: March 31, 2024
Chase Private Client Checking℠:
Bonus (up to): $3,000
Expiration: January 24, 2024
TD Bank Beyond Checking℠:
Bonus: $300
Direct Deposit Requirement: $2,500 within 60 days
TD Bank Convenience Checking℠:
- Bonus: $200
- Direct Deposit Requirement: $500 within 60 days
KeyBank:
- Bonus: $200
- Expiration: March 8, 2024
- Requirements: Open a Key Smart Checking® account online with a minimum $10 deposit or a Key Select Checking℠ account with qualifying direct deposits.
HSBC Premier Checking:
- Bonus (up to): $4,000
- Expiration: March 27, 2024
- Requirements: Open a new HSBC Premier Checking account and deposit or invest at least $100,000
Wealthfront Cash:
- Bonus: $30
- Deposit Requirement: $500+
SoFi Checking and Savings:
- Bonus (up to): $300
- Requirements: Direct Deposits of $1,000+
- Expiration: June 30, 2024
Chase Business Complete Checking®:
- Bonus: $400
- Requirements: $2,000 in deposits in 30 days, five transactions in 90 days
- Expiration: April 18, 2024
Chase College Checking:
- Bonus: $100
- Expiration: January 24, 2024
U.S. Bank Business Checking:
- Bonus: $800
- Expiration: January 31, 2024
Chase Secure Banking℠:
- Bonus: $100
- Expiration: January 24, 2024
Citigold® Checking Account:
- Bonus (up to): $2,000
- Expiration: January 9, 2024
- Requirements: Qualifying Deposit + Balance
Axos Bank Basic Business Checking:
- Bonus (up to): $400
- Offer Code for $200: NEW400
Brex Cash:
- Bonus Points (up to): 50,000
- Bonus AWS Credits: $5,000
- SaaS Discounts (up to): $180,000
The article concludes by explaining why banks offer sign-up bonuses as a marketing tool and provides information on how to qualify for a bank bonus, how they are taxed, and the importance of choosing a bank that aligns with one’s needs.
Editorial Disclosure: The content emphasizes that opinions expressed are the author’s alone and not those of the bank advertiser. The article may be compensated through the bank advertiser Affiliate Program.